Jake CV (@Clintcoon12)

If you hold XRP with no trust in place, everything above the estate tax exemption is exposed to a 40% federal rate. That exemption is $15M per person now, $30M for a couple. A trust can move future appreciation out of your taxable estate & make sure your heirs can actually reach the keys. The tax code rewards people who plan ahead. Take the time to set it up while the position is small enough that moving it is simple