Robert Gamble (@Rfgamble)

Seniors STOP Paying These 5 Bills After 65 — You're Legally Exempt (Most Don't Know) AI Helen Foster and Garrett Duvall Jul 11, 2026 #SeniorBenefits #SocialSecurity #PropertyTax If you're over 65, you're legally exempt from paying five specific bills and taxes most people keep paying for years without knowing they can stop: the new senior bonus deduction, your property tax through the homestead and age-65 exemptions, the tax on your Social Security check, your Medicare Part B premium through a Medicare Savings Program, and your phone and utility bills — plus bonus moves like a Roth conversion window, the 0% capital gains bracket, and a qualified charitable distribution, and two things I haven't covered anywhere else on this channel: a widow's Medicare cliff and a 12-month window to undo a Social Security filing mistake. 📥 FREE step-by-step video guide + checklist — a resource I recommend from a partner channel that covers exactly this kind of paperwork, subscribe free and get instant access: https://garrett-duvall.beehiiv.com Tell me your #1 money question in the comments below—I read every one. CHAPTERS 0:00 What changed the day you turned 65 2:04 #1 The brand-new senior bonus deduction (2025–2028) 5:02 #2 Property tax: homestead, the age-65 exemption & the freeze 7:52 #3 The tax on your Social Security check (and the W-4V fix) 10:16 #4 Your Medicare Part B premium (Medicare Savings Programs) 12:13 Extra Help — lowering your Part D drug costs 14:16 #5 Phone, internet & utility bills (Lifeline + LIHEAP) 15:29 Survivor benefits — the switch almost nobody explains 16:25 Free tax prep: TCE & AARP Tax-Aide 17:37 Bonus: the home sale exclusion ($250,000/$500,000) 18:30 Bonus: the Roth conversion window 19:44 Bonus: the 0% capital gains bracket 20:55 Bonus: the RMD tax torpedo and the QCD fix 21:47 The widow's Medicare cliff nobody warns you about 24:22 The 12-month window to undo a Social Security filing mistake 25:32 Your calls to make this week This video is for educational purposes only and does not constitute legal, tax, or financial advice. Program rules and income limits vary by state and change over time — confirm your own situation with your county, your state SHIP office, or a qualified professional before acting. If this helped you, send it to one person you know who is over 65. #SeniorBenefits #PropertyTax #Medicare #IRS #SocialSecurity .. https://www.youtube.com/watch?v=Ld5ixODk7wE